TERMS & CONDITIONS

GENERAL

This website (The Site) is owned and operated by James Gordon Graham Trading as Multidimensional Creatives (COMPANY). By using the site you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from COMPANY.

Accessing the Site, in any manner, whether automated, through online courses or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified. As a result, we encourage you to consult the terms and conditions each time you use this web site.

INTELLECTUAL PROPERTY

You acknowledge and agree that all content and materials available on this web site are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Use of licensed material from other parties by COMPANY is in accordance with their license policies which usually includes the non-transfer of rights to third parties. Licensed material has been used from the following sources Rita Lloyd Art under her terms of reproduction, NASA royalty free images, Graphic Stock, Getty Images, Wiki Commons Public domain, Pixabay, Stockeon.com, Shutterstock, Videoblocks, audioblocks, Nocopyrightsounds, Motion VFX, Dr. Manjir Samanta-Laughton, Own footage, own photographs, Multidimensional Creatives and James Gordon Graham Photos and videos. Occasional use of materials under fair use may occur for discussion and critique. Except as expressly authorised by COMPANY, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or content. You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.As noted above, reproduction, copying, or redistribution for commercial purposes of any materials or design elements on this web site is strictly prohibited without the express written permission of COMPANY.

For information on requesting such permission, please contact us at [email protected]

AGE RESTRICTION

Due to the nature of the information on this website, we require people who use it to be at least sixteen (16) years old to use this web site. Anyone between 16 to 18 years of age must have a parent or guardian with them. If you are not at least sixteen years old, you are not permitted to access this web site for any reason. We also require anyone who accesses the on-line courses 'Access to the Hidden Realms', 'Hidden Knowledge of the Elite' and 'Unleashing Business and Personal Creativity' to be at least 18 years old.

ADVICE

Nothing on this website is to be construed as medical advice. Please do not use this site for medical advice and diagnosis. We would like you to talk to a professional medical provider for any medical advice or diagnosis. Consult a healthcare professional.This service is not a substitute for professional medical advice. Always consult a physician or other healthcare provider for personal medical attention and advice; don’t use this service as a substitute for consulting with your physician or other healthcare provider. While this site provides information, it can’t diagnose your health condition or advise on your lifestyle choices. See a healthcare provider for medical attention and advice.You are advised to consult a physician before undertaking any physical exercises that are discussed on this site and on any products that are sold via this site by COMPANY especially if a pre-existing disorder including but not limited to diabetes, epilepsy and low blood pressure.This service is not a substitute for any other professional advice be that financial, spiritual, lifestyle or otherwise and you are advised to seek professional help from a qualified service provider. Exercise caution when listening to audio programs such as meditations and do not operate machinery or drive when listening. You are advised to be cautious if suffering from any underlying psychiatric condition. You agree that James Gordon Graham Trading as Multidimensional Creatives (COMPANY) are not to be held responsible for any psychiatric disturbance that may occur whilst using this site and products and that any episode may be purely coincidental.

ORDER AND RETURN POLICIES

For any purchased digital products, you will receive an email with login details to a membership site or download page. Each product comes with its own guarantee and refund policy and we encourage you to read these in full.

Courses may be offered in several currencies but it is to be understood that exchange rates fluctuate daily and these prices cannot be guaranteed to be at the latest rate. THE COMPANY reserves the right to offer products at the prices across currencies at the rate they choose. For online courses, a cancelled subscription and refund request within the 30 day refund limit will give you a full refund. Beyond the refund time limit, a cancelled subscription for any reason which includes failed payments will result in a restriction to access further course material. Depending on the circumstances and the discretion of the COMPANY you may be allowed to keep materials already downloaded. Usually, if a course is cancelled midway during a payment plan, you will be allowed to keep the material that you have paid for so far but this will be at the discretion of the COMPANY depending on the circumstance and the nature of the course. For membership sites with an ongoing subscription, your credit or debit card will be charged on a repeated basis as outlined in the details of each individual digital product. These payments will give you access to the membership space. In the event of the failure to obtain a successful charge to your card, several attempts may be made and if these are not successful your access to the space will be suspended until the payments resume.In the event of your cancellation of your subscription, partial refunds for the month will not be issued beyond the stated refund time for each product.It is your responsibility to ensure that your credit and debit card details are kept up to date.

USE OF EXTERNAL MEMBERSHIP AND COURSE SITES

This COMPANY may make use of external sites such as membership sites and course software to host information, membership sites and courses. These sites and courses have their own terms and conditions which may vary from this site.In the event that you do not agree to the terms and conditions of the specific website that a product is hosted on and/ or the terms and conditions of a specific product we will be happy to issue a refund within 14 days if the purchase has already been made.These external sites may ask you for personal information such as email and password but Personal information will not be shared with these external sites unless specified clearly to you.

THIRD PARTY REFERENCES / HYPERLINKS

This web site may link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of COMPANY, and you acknowledge that COMPANY is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the other site by or any association with its operators.

FLASHING IMAGES

Some of the videos and graphics used on this website may contain flashing images that may trigger photosensitive epilepsy so COMPANY asks you to use your discretion when using this site.

INFORMATION YOU SUBMIT

You hereby warrant that any information you submit to COMPANY through this web site is owned by you and that you have the necessary authority to submit such information. You hereby grant COMPANY a royalty-free, perpetual, worldwide license to display, modify, adapt, create derivative works from, and otherwise use any suggestions, ideas, and information that you provide to COMPANY.

You further agree that you shall not submit or transmit any content through this web site or to COMPANY that is:Obscene, vulgar, or pornographic;

Encourages the commission of a crime or violation of a law;

Violates any state or federal law in the U.K. and/or the jurisdiction in which you reside;

Infringes the intellectual rights of a third party;

Is otherwise offensive or inappropriate based upon the type of content and information provided by COMPANY and/or third parties on this Site

RESULTS DISCLAIMER

Every effort has been made to accurately represent all products and services on this site. There is no guarantee that you will get specific results by following the ideas in these materials. Examples and testimonials in these materials are not to be interpreted as a promise or guarantee.Your level of success in attaining the results claimed in the materials depends on several factors, such as your background, motivation, commitment, and actions. Since these factors differ according to individuals, COMPANY cannot guarantee your success, nor are responsible for any of your actions. Results may vary.Even though we make no guarantees that our product will produce any particular result for you, you can still take advantage of our return policy if you are not completely satisfied. In such instances, you can return the product for a refund according to the terms and timelines indicated in our refund policy described in the Terms and Conditions section on this site and within each individual product description. CONFIDENTIALITY We acknowledge that this is a personal development program and areas of the site such as exercises will be treated with the strictest confidence as will any coaching advice. It is a condition of the group coaching that you do not make any of the recordings publically accessible. If a forum states in its rules that confidentiality is to be observed in the group forum areas that these rules will be preserved by both the COMPANY and yourself.

INTERACTIVE FEATURES

This Site may include a variety of features, such as bulletin boards, web logs, chat rooms, and email services, which allow feedback to us and real-time interaction between users, and other features which allow users to communicate with others. Responsibility for what is posted on bulletin boards, web logs, chat rooms, and other public posting areas on the Site, or sent via any email services on the Site, lies with each user – you alone are responsible for the material you post or send. We do not control the messages, information or files that you or others may provide through the Site. It is a condition of your use of the Site that you do not: Restrict or inhibit any other user from using and enjoying the Site. Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies or regulations of the networks we use to provide the Site. Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person. Gain unauthorised access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means. Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site. Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.Use the Site to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or rights holder. Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component. Use the Site to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that contains advertising. Use the Site to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without our express written approval. Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site.

YOUR LICENSE TO US

By posting or submitting any material (including, without limitation, comments, blog entries, photos and videos) to us via the Site, you are representing: (i) that you are the owner of the material, or are making your posting or submission with the express consent of the owner of the material; and (ii) that you are eighteen years of age or older. You acknowledge that COMPANY has the right but not the obligation to use and display any postings or contributions of any kind and that COMPANY may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.COMPANY reserves the right to remove or otherwise delete any content or submission from you that violates these rules, or which are inappropriate in COMPANY’s sole discretion, without liability or warning to you. COMPANY reserves the right to cooperate with law enforcement officials and court officials in the investigation or prosecution of any crime or lawsuit. You agree to hold COMPANY harmless from any consequences or actions taken by COMPANY in cooperation with such law enforcement investigation or court order.COMPANY may host message boards, chats and other public forums on its Sites. Any user failing to comply with the terms and conditions of this Agreement may be expelled from and refused continued access to, the message boards, chats or other public forums in the future. COMPANY or its designated agents may remove or alter any user-created content at any time for any reason. Message boards, chats and other public forums are intended to serve as discussion centres for users and subscribers. Information and content posted within these public forums may be provided by COMPANY staff, COMPANY’s outside contributors, or by users not connected with COMPANY, some of whom may employ anonymous user names. COMPANY expressly disclaims all responsibility and endorsement and makes no representation as to the validity of any opinion, advice, information or statement made or displayed in these forums by third parties, nor are we responsible for any errors or omissions in such postings, or for hyperlinks embedded in any messages. Under no circumstances will we, our affiliates, suppliers or agents be liable for any loss or damage caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants and do not reflect the opinions of COMPANY or any of its subsidiaries or affiliates.COMPANY has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on the Sites. However, you acknowledge and agree that we have the absolute right to monitor the same at our sole discretion. In addition, we reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.

REGISTRATION

To access certain features of the Site, we may ask you to provide certain demographic information including your gender, year of birth, zip code and country. In addition, if you elect to sign-up for a particular feature of the Site, such as chat rooms, web logs, or bulletin boards, you may also be asked to register with us on the form provided and such registration may require you to provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

PASSWORDS

To use certain features of the Site, you may need a username and password, which you will receive through the Site’s registration process. You are responsible for maintaining the confidentiality of the password and account and are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorised use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

TERMINATION

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorised to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

REFUND POLICY

Your purchase of a product or service or ticket to an event may or may not provide for any refund. Each specific product, service, event or course will specify its own refund policy or policies.If for some reason you’re dissatisfied at any time during the agreed refund period for that product or program simply return all components of the products we shipped to you. (This also includes deleting all digital video, audio, and text files you received.) There may be a discretionary policy in place for that program that allows for retention of files already downloaded. If the refund is requested within the refund time guarantee period for that product then a full refund will be given. In order to serve our customers better in the future, we would love to know why you were not satisfied. But that is not a requirement to get your refund.Physical products should be shipped at your expense to the address listed below, must include your purchase information (such as a copy of your receipt) so that we can quickly make a refund. Please email us first so we know the package is coming.

Multidimensional Creatives

PO Box 6335

Milton Keynes,

Buckinghamshire

MK10 1BJ

United Kingdom

email: [email protected]

Please remember that asking for a refund while continuing to use the products purchased from us is the same thing as stealing and may also violate the applicable intellectual property rights law.This Returns Policy was last updated on 12th September 2017

NORMAL SUPPORT HOURS Normal support hours are between 9-5pm GMT Monday to Friday, but we aim to answer all enquiries within 24-48 hours. Website DisclaimerThe information contained in this website is for general information purposes only. The information is provided by COMPANY and whilst we endeavour to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website.Through this website you are able to link to other websites which are not under the control of COMPANY. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.Every effort is made to keep the website up and running smoothly. However, COMPANY takes no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond our control.In the event that the website content becomes no longer accessible, for example if Simplero goes out of business, your content will be migrated to a similar portal and secure area. This may result in a temporary lack of access to your content and your secure coaching responses may suffer losses as a result. By using this website you understand that this may be possible.

Copyright Notice

The membership sites used are PageCloud, Mailchimp and Simplero. which are copyrighted to website is copyright of PageCloud2017, ‍‍‍Simplero 2017 and Maichimp 2017. The content on this website is copyright of COMPANY All rights reserved.Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:• you may print or download to a local hard disk extracts for your personal and non-commercial use only• You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.

INDEMNIFICATION

Upon a request by COMPANY, you agree to defend, indemnify, and hold COMPANY and its other affiliated companies harmless, and their employees, contractors, officers, and directors from all liabilities, claims, and expenses, including attorney’s fees, that arise from your misuse of this web site or from your violation of the terms and conditions stated herein.

JURISDICTION

These Terms of Use shall be governed by and construed in accordance with the laws of the United Kingdom. You hereby consent to binding arbitration in the United Kingdom to resolve any disputes arising under these Terms and Condition You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only.You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.

ADDRESS

Multidimensional Creatives

PO Box 6335

Milton Keynes

MK10 1BJ

United Kingdom

Updates

The following TERMS OF USE and PRIVACY POLICY are subject to change at any time and at the sole discretion of the Site owner and operator. Please visit the site regularly for updates.

ADDITIONAL TERMS OF USE

Please read the following additional terms of use relating to your use of this site, and all the sites, on-line courses and other information listed below under our brand, carefully. By using these sites, you agree to these terms of use. We reserve the right to modify these terms at any time, so please check this page periodically for changes. By using these sites after we post any changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified about them. If at any time you choose not to accept these terms of use, please do not use this site or any of our sites.

Owners and Collectors of Information

These terms of use apply to your use of all of the Sites and services owned, hosted, or operated by James Gordon Graham Trading as Multidimensional Creatives (COMPANY) (collectively “we,” “us,” or “our”), including JamesGordonGraham.com, MultidimensionalCreatives.com and any other site or on-line course 'Access to the Hidden Realms', 'Hidden Knowledge of the ELite', 'Unleashing Business & Personal Creativity' that we have owned or operated, do own and operate or may own or operate in the future including social media sites (collectively, the “Sites”).

Unless we say otherwise, all references to the Sites in these terms of use include all such Sites. These terms of use do not apply to your use of unaffiliated Sites to which any of the Sites may link to or direct you to.If you have any questions about these terms of use you may contact us at

Multidimensional Creatives

PO Box 6335

Milton Keynes

MK10 1BJ

United Kingdom

email us at [email protected]

Please not that the “Terms of Use” are different and separate from the “Terms and Conditions” associated with registering for any of our live events and seminars. You can view all of the terms and conditions related to our live events at the bottom of the page.

Restrictions

The contents of our Sites are protected by copyright and trademark laws, and are the property of their owners. “Multidimensional Creatives” is trademarked by James Gordon Graham, and all information on the Sites including ‘Access to the Hidden Realms’, ‘Hidden Knowledge of the Elite’ and ‘Unleashing Business and personal Creativity’ is copyrighted by James Gordon Graham, & Multidimensional Creatives. Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sale any information, material, trademark, or copyright on the Sites. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.

Links

These terms of use apply only to our Sites, and not to the Sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products or other materials made available through any other site, including those we link to. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods or services available on any other site. Other Sites may link to our Sites by permission only. To seek our permission, you may contact us at the information above. We reserve the right to rescind any permission granted to you or any organization in which we approve linking to our Sites, and to require termination of any such link to any of the Sites, at our discretion at any time.

Events, Information, and Speaker Changes

The events, information, and speakers listed on our Sites are subject to change without notification.

Submissions

We welcome your comments about any of the Sites. However, we will not review or consider any unsolicited creative submissions or suggestions for topics at our seminars or within our newsletters or products. We hope you will understand that this policy is intended to avoid the possibility of future misunderstandings in the event that ideas developed by our staff might seem to be similar to the ideas submitted to us. Accordingly, we must ask that you not send us any original creative ideas, suggestions or materials. If, despite our request, you send us any idea, suggestion or material (“Submission”), it shall become our property. We will not be subject to any obligation of confidence for any Submission, and we will not be liable for any use or disclosure of any Submission. In the case that you submit something to us and it is unsolicited, we will exclusively own all rights to the Submission worldwide, and we will be entitled to the unrestricted use of the Submission for any purpose, without compensation or notification to the provider of the Submission. Given this fact, we ask that you refrain from submitting creative projects to us, particularly those that are confidential or personal to you. ForumsA “forum” means any message board, chat room, user review forum or other interactive service appearing on any of the Sites and includes both public boards and private folders. You must register in accordance with instructions that you will find on the Sites in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner. You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts. You may not post or transmit any information, software or other material that contains a virus or other harmful component. We are not responsible for material appearing in any forum on the Sites, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, nonexclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites.RegistrationWe may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behavior that we in our discretion believe is inappropriate.

Disclaimers

The information, services, products, claims, seminar topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this site as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites. Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not endorse, warrant or guarantee any speakers, products or services offered on the Sites or those we link to. We are not a party to, and do not monitor, any transaction between users and third party providers of products or services.

Limitation of Liability

Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events.We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.No Professional AdviceThe information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

SMS/Mobile Texting

When you become a customer through our sites, you provide your phone number to us and we may use your phone number to confirm orders, deliver promised ongoing training or communication, and to send text updates, promotions, videos, audios, or messages related to James Gordon Graham or any of his brands or programs. You can opt-out of receiving any future text messages by simply replying to any of our text messages at any time with the word STOP. By signing up for our products or programs you hereby grant us permission to text you until you reply STOP. We do not ever sell or rent your phone number and we only communicate with you regarding relevant James Gordon Graham programs.Non-Academic Institutions

Please note our promotion company, Multidimensional Creatives and James Gordon Graham are not accredited academic institutions and do not issue diplomas or academic certifications or degrees. We do not accept student loans or provide student aid under any programs. We are a for-profit training and research center for personal and professional development.

Earnings Disclaimer

We don’t believe in “get rich” programs – only in hard work, adding value, building a real and professional career, and serving others with excellence and constancy. Our programs are intended to help you share your message with a wider audience and to make a difference in the world while growing your personal brand. Our programs take a lot of work and discipline just like any worthwhile endeavor or professional continuing education program. Please don’t enroll in our programs if you believe in the “money for nothing get rich quick” myth or ideology; we only want serious people dedicated to real professional development who want to add value and move humanity forward. As stipulated by law, we can not and do not make any guarantees about your ability to get results to move your consciousness into the multidimensions, we do not give tax adice, or guarantee you can earn any money with our ideas, information, tools or strategies. We don’t know you and, besides, your results in life are up to you. Agreed? We just want to help by giving great content, direction, and strategies. What we can guarantee is your satisfaction; we give you a 30-day 100% satisfaction guarantee, so if you are not happy for any reason with the quality of our training, just ask for your money back. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our on-line courses & content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, tax advice, exact earnings, or promises for actual or future performance. Making decisions based on any information presented in our products, events, services, or web site, should be done only with the knowledge that you could experience risk or losses just like any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

Parental Permission

The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.Explicit Language & Mature Content

On our Sites we will occassionally discuss mature topics and language relating to personal and professional growth and multidimensional knowledge and beings that live in the many dimensions of consciusness that may use explicit language. Users who are uncomfortable with such topics or language should not use our Sites.

Confidentiality and Non-Compete

Users of our Sites hereby understand that the tools, processes, strategies, materials and information presented on our Sites are copyrighted and proprietary, so users agrees not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Sites proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and Promoter will pursue legal action and full damages if these terms are violated in order to protect its rights.

PRIVACY POLICY

We are committed to protecting your privacy and security and have explained in detail the steps we take to do so. We control this site from offices in the United Kingdom & Jurisdictions. We do not represent that materials on the site are appropriate or available for use in other locations. Persons who choose to access this site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.Outside Sites (Their Privacy Policies May Be Different)The Site contains links to other websites, like our sponsor’s websites or links to booksellers, that may offer products or services that our customers might find useful. These sites may request information from you. In such instances, the collection and use of your personal information will be governed by the privacy policy applicable to that site. We do not control the privacy policies, contents or links that appear on these sites. We encourage you to review the privacy policies of any third party sites or services before providing any of them with your personal information.

How and why we collect information

We collect your information in order to record and support your participation in the activities you select. If you register for a seminar, for example, the information is used to reserve your seat, to track your preferences, and to keep you informed about the seminar and related events. As a visitor to our Sites, you can engage in many activities without providing any personal information. In connection with other activities, such as utilizing registering for a seminar or participating in n on-line course, we may ask you to provide certain information about yourself by filling out and submitting an online form. It is completely optional for you to engage in these activities. If you elect to engage in these activities, however, we may ask that you provide us personal information, such as your first and last name, mailing address (including ZIP code), e-mail address, , telephone, credit card, and other personal information. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity. In all cases, we will collect personal identification information from you only if you voluntarily submit such information to us. We will also tell you how we use your information or if we share it with another party. Except as otherwise provided in this policy, we will never intentionally disclose any personal identification information about you as an individual user to any third party without having received your permission. If you supply us with your contact information you may receive periodic e-mails, mailings or calls from us with information on new products and services, important issues, or upcoming events. If you wish to be removed from any postal, email, phone, or other lists, please let us know by emailing us at [email protected] You can also write us or call us at the contact information above. Please provide us with your exact name, email address, mailing address, and phone. We will be sure your name is removed from the appropriate lists immediately. When you use our Sites, we or our authorized technology services provider may also collect certain technical and routing information from you to facilitate your use of the Site and its services. We use this information to administer the Site and to understand and measure traffic patterns on the Site so that we know which areas of our sites are favorites of our users, which areas need improvement, and what technologies are being used so that we may continually improve our sites. This information is collected in aggregate form, without identifying you or any user individually. We may use this aggregate, non-identifying statistical data for statistical analysis, marketing, or similar promotional purposes. This data is often tracked by us our our technology services provider by using “cookies” during your visit. A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables us to record your passwords, purchases, and preferences. It cannot be executed as code or deliver viruses. Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. (For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies will probably not be able to access those pages.

Exceptions to Privacy Policy

While we are committed to keeping your information secure and private, we have the following exceptions to our privacy policy: We will release specific information about you or your account to comply with any valid legal inquiry or process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Sites, or a physical or property threat to you or others. We may also transfer user information, including personally identifiable information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change. Further, the information you enter when making a purchase or an online donation will be shared with payment processors, financial gateways, and your credit card company to authorize credit card payments. Such information may also be shared with necessary third parties solely for the purpose or carrying out the transactions. Please note that if you give out personal information online through a discussion board or posting site, that information can be collected and used by third parties. Although we strive to protect our users’ privacy, we cannot guarantee the security of information you post in these forums. You disclose such information at your own risk.

Miscellaneous

These terms will be governed by and construed in accordance with the laws of the United Kingdom, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the United Kingdom. If any of these terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be modified only by our posting of changes to these terms of use on our Sites.

ADDITIONAL TERMS, DISCLAIMERS AND CONDITIONS FOR ALL JAMES GORDON GRAHAM & MULTIDIMENSIONAL CREATIVES EVENTS, ON-LINE WORKSHOPS & LIVE EVENTS

Please carefully read the following terms and conditions relating to your participation in any of James Gordon Graham & Multidimensional Creatives & (COMPANY) events or seminars which are conducted by James Gordon Graham & Multidimensional Creatives (“Promoter”). These terms and conditions are relevant to all James Gordon Graham & Multidimensional Creatives events and seminars including but not limited to ‘Hidden Knowledge of the Elite’, Access to the Hidden Realms’ and Unleashing Business & Personal Creativity’, Coaching, Partnership Seminars & Workshops. For the purposes of this site, and since registrants may register for only one event at a time, all events and seminars will be referred to from here forward in the singular tense as simply the “Seminar.”By registering for the Seminar at any one of our locations (“Hotel”), you (the “Attendee”) signify your acceptance of and obligation to these terms and conditions. If you have objections to the following Terms and Conditions, you should not register for or attend the Seminar.Attendee ConductPromoter requires all Attendees to be respectful and professional to our staff, location hosts, speakers, and other attendees and their guests or families throughout the Seminar, even during non-scheduled downtime and breaks. Promoter reserves the right to ask Attendee and/or their guests to leave the conference room and Hotel immediately should they be deemed rude, uncooperative, unprofessional, intoxicated or in possession of alcohol or any illegal substance. In such case, the Attendee’s tuition/fees for the Seminar will not be reimbursed under any circumstances and they will not receive any future products, services or correspondence from Promoter. Attendee will also not receive any of our advertised bonuses or qualify for our satisfaction guarantee or any other written or implied guarantee.

Liability Waiver

While we take every possible measure to ensure Attendee safety at the Seminar, we can not control everything. For this reason, Attendee is legally responsible for their safety and behavior and agrees to, and is held legally liable to, the following statements:I, the willing Attendee of the Seminar, hereby accept all risk to my health and of my injury or death that may result from participating in the Seminar and I hereby release Promoter, James Gordon Graham & Multidimensional Creatives (COMPANY), and their officers, employees, interns, contractors, sponsors and representatives from any and all liability to me, my personal representatives, estate, heirs, next of kin, and assigns for any and all claims and causes of action for loss of or damage to my property and for any and all illness or injury to my person, including my death, that may result from or occur during my participation at the Seminar, whether caused by negligence of the Promoter, its governing board, officers, employees, or representatives, or otherwise. I further agree to indemnify and hold harmless Promoter, James Gordon Graham & Multidimensional Creatives (COMPANY) and any third-party company from liability for the injury or death of any person(s) and damage to property that may result from my negligent or intentional act or omission while attending and participating in the Seminar. Under no circumstances will Promoter or James Gordon Graham & Multidimensional Creatives (COMPANY) or their assigns be held liability for my injury or death or any loss or damage of my personal belongings resulting from my participation in the Seminar. Should I require emergency medical treatment as a result of accident or illness arising during my attendance and participation in the Seminar, I consent to such treatment. I acknowledge and I agree to be financially responsible for any medical or legal bills that may be incurred as a result of emergency medical treatment. I will notify Promoter verbally and in writing if I am at any time injured prior to, during, or after the Seminar in my travels or attendance, or if I have medical conditions about which emergency medical personnel should be informed; however, I understand that Promoter is not legally obligated to act on that information in any way or to providing any medical service whatsoever to me. I agree that if I have any medical or psychological conditions that may hamper me from fully and healthfully participating in the Seminar that I will notify the Promoter and that the Promoter retains the right to ask that I not participate in portions of or the entirety of the Seminar.

Liability Disclaimer: No Professional Advice

The information contained in or made available by the Promoter, James Gordon Graham & Multidimensional Creatives (COMPANY), or any third-party through the Seminar or their websites or services cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, mental, financial, medical, psychological, tax or legal fields. Promoter does not offer any professional personal, medical, financial or legal advice and none of the information contained in the Seminar should be confused as such advice. Neither Promoter, James Gordon Graham & Multidimensional Creatives (COMPANY) nor their assigns, sponsors, speakers, partners, contractors or any of their affiliates will be liable for any direct, indirect, consequential, special, exemplary or other damages to the Attendee or the Attendee’s business, including economic loss, that may result from participation in the Seminar or from the use of, or the inability to use, the materials, information, or strategies communicated through the Seminar or any products or services provided pursuant to the Seminar, even if advised of the possibility of such damages. Under no circumstances, including but not limited to negligence, will Promoter or James Gordon Graham & Multidimensional Creatives (COMPANY) be liable for any special or consequential damages that result from Attendee’s participation in the Seminar. To be clear: You, the Attendee, alone are responsible and accountable for your decisions, actions and results in life, and by your participation in our Seminar, you agree not to attempt to hold us, the Promoter or James Gordon Graham & Multidimensional Creatives (COMPANY), liable for any decisions, actions or results that you make or experience in business or in life due to your participation in this Seminar at any time, under any circumstance.

Confidentiality and Non-Compete

Attendee hereby understands that the tools, processes, strategies, materials and information presented in the Seminar are confidential, copyrighted, and proprietary to the Promoter and agrees not to record, duplicate, distribute, summarize, teach or train from the Seminar materials in any manner whatsoever without the express written permission of Promoter. Any unauthorized use or distribution of these proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and Promoter will persue legal action and full damages if these terms are violated in order to protect its rights.

Youth Policy

Children under the age of 16 are not permitted to attend, and teens between 16-18 years old must be accompanied by a parent or guardian throughout the entire event. Registered Youth must show legal proof of age at registration.

Adult Language/Content

During our Seminar, we will discuss several adult topics relating to personal and professional growth and accessing the multidimensions and beings that reside within the multidimensions. We will also occasionally use adult or profane language to emphasize a point or connect with or surprise the audience (though we will never be lewd, and we will always use tact and discretion in doing so). Participants who are uncomfortable with such topics or language should not attend the Seminar.

Audio/Visual Rules and Release

Attendees may not, under any circumstance, use any type of recording device to capture the information provided at the Seminar. No recording devices, photography or videography is allowed in the Seminar room.By participating in the Seminar, Attendee understands that portions of the Seminar’s live events may be recorded in video and audio and/or captured in still and/or digital photographs by the Promoter. Attendee agrees that the Promoter and its assigns have the right and permission to use such recordings and photographs should they include Attendee’s name, likeness, voice, biographical details, testimonial, or photograph for marketing, advertising or any other purpose in any media or format, online and/or offline, now or hereafter without further compensation, permission, or notification to the Attendee. Attendee understands and agrees that all recordings from the Promoter’s events are the exclusive rights of the Promoter and Attendee does not ask for or expect compensation for the use of recordings or photographs in which Attendee appears or speaks. Promoter owns all rights of any audio, video, and/or photograph captured during the Promoter’s Seminar or at any of the Promoter’s other live events.

Privacy Policy and Terms of Use

By visiting our event sites and participating in the Seminar, Attendees acknowledge and agree that they are subject to the Privacy Policies and Terms of Use of the promoter, which are listed at: http://www.multidimensionalcreatives.com/terms

Cancellation Policy

Once Attendee registers for the Seminar, we make extensive arrangements and investments while anticipating their tuition and attendance, and, in the case of their cancellation, we incur significant administration hassles, expenses, and loss of business.  If you are unsure of whether or not you can attend the event, do not register.   By registering for a live event you waive your right to receive a full refund of your purchase, including if you’re within the 30-day guarantee window of your initial product purchase, as LIVE event vouchers are a bonus for being a current student of said course. The registration fee is non-refundable or transferrable, regardless of the circumstance. If for whatever reason you are unable to attend the event after you have registered, we will happily transfer your ticket to someone else.  I understand that there is a strict no-show penalty.  PLEASE do not register yourself, or a guest, unless you are absolutely 100% sure and committed you will attend. If you register, and do not attend, then you will be charged a £50 no-show fee.  If you register a guest, and they do not show, you will be billed a £50 no-show fee for them.

Note: The reason we have a cancellation policy like this is because each Seminar tends to sell out and when an Attendee cancels we have to manage the administration challenges as well as gear up the marketing machine to fill the spot. It really does cost us substantial time and resources to process and refund a payment, to refund the promoter or affiliate from which the Attendee signed up, to communicate all this with James Gordon Graham & Multidimensional Creatives (COMPANY) and the Attendee and the promoter and the event planner for the Seminar, and to gear up the marketing machine to fill spots, which includes craft marketing messages, creating emails, postcards, mailings, involving James’s time, etc. Given the number of our Attendees it’s important for us to maintain this policy. This is our only method to ensure that serious participants signup and that we do not lose business on empty seats. Attendees can request cancellations or to attend a future event via the correspondence information below.Earnings Disclaimer. We don’t believe in “get rich” programs – only in hard work, adding value, building a real and professional career, a better world and serving others with excellence and constancy. Our programs are intended to help you share your message with a wider audience and to make a difference in the world through understanding multidimensional intelligence, accessing the many dimensions of consciousness & growing your personal and business creativity & brand. Our programs take a lot of work and discipline just like any worthwhile endeavor or professional continuing education program. Please don’t enroll in our programs if you believe in the “money or knowledge for nothing or get rich quick” myth or accessing the multidimensions ideology; we only want serious people dedicated to real professional development who want to add value and move humanity forward. As stipulated by law, we can not and do not make any guarantees about your ability to get results in the multidimensions or earn any money with our ideas, information, tools or strategies. We don’t know you, everyone is different and results in life are unique to every person. We just want to help by giving great content, direction, and strategies. What we can guarantee is your satisfaction; we give you a 30-day 100% satisfaction guarantee, so if you are not happy for any reason with the quality of our training, just ask for your money back. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Making decisions based on any information presented in our products, events, services, or web site, should be done only with the knowledge that you could experience risk or losses just like any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer or professional medical advisor before acting on this or any information related to a lifestyle change, accessing the multidimensions of consciousness or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance. We feel transparency is important on this matter, and we hold ourselves (and you) to an incredibly high standard of integrity. That’s why we also put our disclaimers on all our pages, why we give you our contact information to you for any questions, and why we give you a 100% satisfaction guarantee on all of our products and programs. Please let us know if you have any questions.

Disabilities

Event registrants must contact us within 30 days prior to the event, if they are hard of hearing or deaf and need an interpreter. Closed captioning is not yet available in many of our online courses, which is how people register for our live events, and so in some cases we will offer those who are deaf, disabled or hard of hearing a refund if the videos accompanying our programs are not closed captioned and may work with the potential participant alternative ways to provide education than the specific videos or live events.  I also agree that, if I require assistance to participate in and/or benefit from the event or seminar, I will provide reasonable advance notice to [email protected] (not less than thirty-day prior notice). I understand that no requested accommodation may result in an undue burden or represent a fundamental alteration in the nature of the products, goods or services provided.

For correspondence, contact:

Multidimensional Creatives

PO Box 6335

Milton Keynes

MK10 1BJ

United Kingdom

email; [email protected]

Review and Jurisdiction

These Terms will be governed by and construed in accordance with the laws of the United Kingdom. Attendee agrees that any dispute that arises out of or relates to these Terms will be resolved via non-binding mediation in the United Kingdom via a professional mediator obtained by the Promoter and if a successful mediation is not reached, to binding arbitration arbitrated in the United Kingdom in accordance with the countries policies and laws. If any of these Terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions.

Updates

These Terms are subject to change at any time and at the sole discretion of the Promoter. Please visit the site regularly for updates.